Appointments
Introductory meetings with space to think
An introduction lasts about forty minutes. We confirm whether a full consultation is warranted, outline likely fees, and agree which documents to gather. No product is sold in the room.
In Altenwerthfield
Meet at our office address. Parking notes are sent with confirmation. Bring paper statements if you have them; digital copies are fine too.
By video across the UK
Same agenda as an office visit. We send a secure meeting link the day before. A quiet room and your pension or ISA logins (if relevant) help the conversation move faster.
Typical windows
These illustrative slots show how we structure the week. Request your preferred window via the form; we confirm availability by email.
09:30–12:00 — suited to estate overview introductions
14:00–16:30 — retirement and pension conversations
17:00–18:30 — video only, for clients still at work
What to prepare
- A one-paragraph note on the decision you need to make
- Recent pension or ISA statements if the topic involves them
- Names of any solicitor or accountant already involved
- Whether adult children should join a later meeting
After the introduction
If we both agree to proceed, we send a scoped engagement letter and fee. If we are not the right fit — for example if you need pure legal drafting or mortgage broking — we will say so and suggest the kind of professional to contact instead.
Browse full consultationsCommon questions
Do you provide regulated financial advice?
Yes. Our consultations cover personal financial advice on pensions, investments and estate planning matters appropriate to your circumstances. Legal drafting of wills and trusts is referred to a solicitor.
Can we meet outside Scotland?
Face-to-face meetings are held at our Altenwerthfield office. Clients elsewhere in the UK typically meet by video call after an initial telephone introduction.
How long before we receive written recommendations?
For a standard estate overview, you should receive the written pack within ten working days of the discovery meeting, provided documents arrive promptly.
Is an introductory conversation charged?
A short introductory call to confirm whether we are a good fit is complimentary. Full advisory work is charged according to the rates on our pricing page.